CHEVROLET BOLT · 258-PAGE CONSUMER REPORT

Kenn Dahl requested his LexisNexis file after an insurance increase. The report was 258 pages and documented hundreds of trips.

Connected-car behavior → 640-trip record → insurer queries → reported 21% premium increase

The New York Times reported that 65-year-old Chevrolet Bolt owner Kenn Dahl saw his automobile-insurance cost rise by 21 percent. After being told his LexisNexis report was a factor, he requested it. The resulting 258-page consumer disclosure included more than 130 pages describing six months of Bolt driving, including 640 trips and events characterized as hard braking, rapid acceleration and speeding.

The individual premium increase and the insurer's reasoning are reported evidence rather than an FTC adjudication. The broader GM-to-consumer-reporting-company data flow is independently documented by federal regulators.

Why it matters: The consequence did not require the car to misread him. Accurate telemetry can still create a privacy problem when information gathered in one relationship becomes bargaining information in another.

WHY THIS LIBRARY EXISTS

This page preserves the anecdote and its caveats separately from the shorter Why Privacy Matters explainer. The goal is to keep the argument readable without hiding the receipts.